full image - Repost: Trying to decide about Insurance while trying to get pregnant, HELP (
from Reddit.com, Trying to decide about Insurance while trying to get pregnant, HELP)
Hi everyone! My husband and I are planning to start trying for a baby in 2026, and I’m completely overwhelmed trying to choose the best health insurance before we go into this. I’ve looked at the numbers a million times, but I really want feedback from moms or moms-to-be who have actually used these types of plans for pregnancy and delivery.Here’s what we’re deciding between and I’d love any thoughts, experiences, or red flags you see.My plan (uses Cigna PPO Choice Network)Premium: $98 biweeklyDeductible: $2,500Out-of-pocket max: $4,500 (individual)Prenatal visits: $0Delivery: 20% after deductibleThe maternity example in the summary shows I’d pay around $4,560 total for pregnancy + delivery. It’s technically administered by “90 Degree Benefits,” but the network is Cigna PPO Choice, so I’m not sure if that matters or not. This plan looks really affordable, which almost makes me suspicious lol.My husband’s two plans (Anthem PPO)PPO Option 1 — $3,000 deductiblePremium: $147.28/weekDeductible: $3,000OOP max: $9,000Coinsurance: 20%PPO Option 2 — $1,000 deductiblePremium: $201.53/weekDeductible: $1,000OOP max: $7,000Coinsurance: 10%Pregnancy example shows about $2,760 out-of-pocket.These look good for maternity on paper, but the WEEKLY premiums are huge.What I’m trying to figure out:Is my plan actually a good option for pregnancy even though it’s an HDHP?Has anyone delivered using a similar deductible/OOP combo and found it manageable?Does it matter that my plan is administered by a third-party (90 Degree Benefits)?Would you keep me + baby on my plan and let my husband stay on his?Or is there something I’m not seeing that makes one of his Anthem plans better?When I add everything up (premiums + delivery cost), MY plan ends up around $7k total for the whole year.His plans end up around $13k+ because the premiums are so high.I’d love to hear from anyone who’s navigated pregnancy costs, NICU surprises, or insurance gotchas. What would YOU choose if you were planning a baby?Thank you so much, insurance feels like another language, and I really value hearing from people who have been through it!
full image - Repost: 🔥 [Weekly Discount Update] Best Prop-Firm Deals & Coupon Codes - Week of December 8, 2025 (
from Reddit.com, 🔥 [Weekly Discount Update] Best Prop-Firm Deals & Coupon Codes - Week of December 8, 2025)
Welcome to this week's PropFirmSaver Deals & Coupon Thread!What you'll find here:Active discounts or coupon codes for prop firmsLinks to each prop firm's websiteOnly prop firms that I have personally used and / or consider to be the gold standard among futures prop firms will be listed here.How to use this thread:Browse the firms below to find a prop firm and discount you like (also see notes below for more details on each offer).Copy the discount code from the table.Access the prop firm's webpage via the link.Choose a plan and apply the discount code to get the best deal!⭐ Current Offers & Codes - Recommended Top-Tier Prop FirmsProp FirmDiscountCodeNotesLucid Trading35% off $25k and $50k Flex and Pro evals, 30% off all other plansPFSValid until: 12/12 at 5 PM ET.BluSky30% off Premium and Static30OFFValid until: Not specifiedFunded Futures Network50% off all plans + BOGO + No Activation Fee + GiveawayPFSValid until: 1/2/26 at 11:59 PM ET.Take Profit Trader30% off + refund at payoutNOFEE100Valid until: Not specifiedNotes:Lucid Trading is offering 35% off $25k and $50k Flex / Pro accounts and 30% off all other plans with discount code: PFS.Blusky is offering 30% off all Premium and Static accounts with discount code: 30OFF.Funded Futures Network is offering (with discount code: PFS):50% off evaluationsNo activation feeIf you purchase an evaluation or reset you are automatically entered in a giveaway raffle where you can win one of 5 50k evaluation accounts or one of 4 50k funded live accounts!Buy 1, get 1 free on evaluationsPurchase your account and send proof of purchase to [support@fundedfuturesnetwork.com](mailto:support@fundedfuturesnetwork.com) to receive your free account!Only one free account per user.You need to keep the same active subscription to keep the free account - if you cancel the paid account that got you the free account, the free account will be canceled as well.Take Profit Trader is offering 30% off + initial test fee refund at first payout with code: NOFEE100.Happy trading!u/Piano5pctCapital
full image - Repost: Feeling good (
from Reddit.com, Feeling good)
Hey Dads,Just felt the need to share how good I feel right now. Maybe to brag. Maybe to give hope to those dads struggling.My wife and I have had a good year. We managed several out of town trips with the kids, including bringing them to Chicago for an extended weekend and visiting the Field Museum. We even have managed some experiences of our own without the kids. Trips and experiences we never thought would happen, at least not for many more years yet. I feel blessed.For us, it hasn't been easy. We welcomed our first children, triplet girls, in 2020, and another girl shortly after in 2022. We didnt have a strong family network, so we have mostly been on our own. We spent a lot of time locked inside during the pandemic, and with 4 kids, 3 who have developmental delays from premature birth, it was a nightmare going anywhere for any length of time. But as they've grown and changed, we have found ourselves changing too. My wife returned to work this year. We survived my brief layoff at the start of the year. We've become more active members in our community and our kids' schools. We are more daring to commit to events and activities outside our comfort zones. Together we've worked on our health. Me especially since I was diagnosed suddenly with type 1 diabetes shortly after the birth of our 4th child. And collectively we've lost more than 250lbs.I feel really lucky for all that I have. I hope to share it with my friends and family this season, and share this story with you in hopes it brightens someone's holidays. Keep killing it out there Dads. And pray for me, because my wife is going away on a 6 day trip right before Christmas.
full image - Repost: [7 YoE] Long term goal is Malware Analysis but currently looking for Security Engineer jobs (
from Reddit.com, [7 YoE] Long term goal is Malware Analysis but currently looking for Security Engineer jobs)
Hi all, I am looking for feedback on my resume and some guidance on my next steps.I have about 7 and a half years of experience across security and infrastructure, mostly in smaller environments where I wear a lot of hats. Right now I am in a hybrid role that sits between security engineering and software development: I own a lot of security program work (HIPAA, risk assessments, PHI data flows) and also build Python and scripting based automation for billing, monitoring, and security visibility. Before this I worked at a DFIR style company doing security engineering, building pipelines around EDR and SIEM, and working with breached data and malware analysis. Earlier in my career I was a DevOps engineer, network engineer, and systems support.My long term goal is to get into malware analysis, but in the near term I am targeting Security Engineer roles, with SOC Analyst as a secondary option if the work is closer to detection engineering. I am currently in Florida and plan to start with Tampa and Orlando, but I am only interested in in office roles and I am willing to relocate, including out of state, for better opportunities and pay.I am still employed, but my current company lost its biggest client and compensation has dropped to the point where it is not sustainable. I am not in full panic mode yet, so I want to get my resume and positioning right before I start sending out applications for Security Engineer roles.I used the r/EngineeringResumes wiki to rebuild my resume from scratch, so the format should be pretty close to the sub’s standards: one page, no fluff, ATS friendly, anonymized. I would really appreciate feedback on:Whether the Skills section is focused enough for Security Engineer roles without turning into a buzzword listWhether the bullets in my two most recent roles sell me as a security engineer who can handle detection, automation, and IAM workHow much of my DevOps and network background I should keep vs trim, so I do not dilute the security storyHow well this resume sets me up for a path toward malware analysis over the next few yearsFor context, I am a US citizen and do not need sponsorship.Any feedback on tightening the resume for Security Engineer roles, and any advice on how to aim my experience toward malware analysis, would be really helpful. Thanks in advance.Page 1Page 2
full image - Repost: Where i can 67th annual Wrangler NFR Ｓｔｒｅａｍｓ Reddit (
from Reddit.com, Where i can 67th annual Wrangler NFR Ｓｔｒｅａｍｓ Reddit)
The Wrangler NFR 2025 final will be played today, the first Sunday of the 2025-26 Wrangler NFR 2025. Keep reading to find out how and when to watch the Wrangler NFR 2025 game today, even if you don't have cable. The Wrangler NFR 2025 final will be played on August 24, 2026. The Wrangler NFR 2025 final will air on NFR 2025 Network, and stream on Sling TV and the platforms featured below.Here's How Can i find Wrangler NFR 2025 free streams options I've been wanting to watch more games lately, but most online links I've found either skip frequently or are lower quality. But lately I have gotten really into Wrangler NFR 2025 and finally i found a great way to watch Wrangler NFR 2025 live for free recommend.I know some subscriptions don’t show certain games i got paramount and i couldn’t watch any of the NFR 2025 Streams. I’m located in michigan (detroit area)., basically i really don’t wanna pay for cable just for the Wrangler NFR 2025 Final - NFR 2025 Season 2026. Stream live NFR 2025 games on Streameast, the world's top sports streaming site. Witness every touchdown and tackle anytime, anywhere.NFR 2025 streams is the official backup for Reddit NFR 2025 streams. Watch every NFR 2025 games free online in your mobile, pc and tablet.The 2025 Wrangler National Finals Rodeo will take place December 4-13 at the Thomas & Mack Center in Las Vegas.NFR Live presented by Teton Ridge. NFR 9 to 5. Schedule of Events · Cowboy ... The 2025 Wrangler National Finals Rodeo will take place December 4-13 at the ...The 2025 Wrangler National Finals Rodeo will take place December 4-13 at the Thomas & Mack Center in Las Vegas.How to watch National Finals Rodeo 2025: live stream NFR Night 2 online from anywhere, schedule, standings · 1. Install the VPN of your choice.The Cowboy Channel is the exclusive official broadcaster for all live NFR 2025 rounds. Coverage includes: Live performance broadcasts. Rider and ...The 2025 Wrangler NFR will kick of at 8:45 p.m. to 11:30 p.m. ET daily. What TV Channel will the NFR be on? The Cowboy Channel is the official ...NFR 2025 – Thursday, December 4, 2025. Location: Las Vegas, Nevada Live Rodeo Broadcast: The Cowboy Channel. Time, Event Name, Venue ...
full image - Repost: Introducing Kapan Finance - Lending management portal (
from Reddit.com, Introducing Kapan Finance - Lending management portal)
Hey guys,Recently Kapan expanded to the EVM ecosystem, so thought it would be good sharing the news here!Kapan is a lending hub that allows you to manage your lending portfolio across networks. Initially launched (and audited) on Starknet, it is now expanding to EVM based L2s, with Solana planned down the line.A quick heads up: The EVM implementation is currently in Beta. It works, but it is undergoing improvements to match the maturity of the Starknet version which has been audited, so please keep that in mind while testing.I started building this due to personally being annoyed at the poor UX and lack of features in alternative lending protocols compared to Aave. You can do all of the basic stuff, but further you can:Refinance loans across protocolsSwap collateral or debtRepay with collateralBatch transactions (if you have configured a smart wallet)This is available on ANY integrated protocol. Everything that you have in Aave is available as a top of stack solution for every integrated protocol, due to the pattern used in Kapan's peripheral contracts.Everything always happens for your address, there are no proxy wallets, no shitty requirements. If you refinance from Aave to Compound, going to Compound your position will be visible under your own wallet. With transaction batching, delegation/approvals only last during the span of the transaction and there is no reentry into Kapan's contracts so there are no lingering permissions, which I think is as secure as it gets.Down the line automation features will be added, built on top of Chainlink's automation. Think stop losses, auto rebalance across protocols if you are arbitraging interest rates, rebalance with a hedge on a perp dex and anything else. And hopefully at some point cross chain refinancing will be added, but this still needs some problems to be solved in regards to FX risk.Behind the scenes I'm going for a very composable set of contracts, which should allow combining a ton of cross protocol operations into automated flows - simple example being an auto rebalancing LP position or opening delta neutral interest rate arbitrage when rates allow it.I'd appreciate if you check it out and give me some feedback, be it here, discord or telegram. And if you find the project interesting do follow it on X - @ KapanFinance, it's super helpful given my abysmal reach.
full image - Repost: Figuring yourself out, versus deciding what to ultimately do with that knowledge. How did you navigate that? (
from Reddit.com, Figuring yourself out, versus deciding what to ultimately do with that knowledge. How did you navigate that?)
CW: negative self-talk/internalized transphobiaGoing to add a content warning here at the top of this, because it does go into some negative self-talk and internalized transphobia that could easily be triggering for some. That is not really the main thrust of this wall of text, though, and I imagine these are common enough feelings that many of us have dealt with same.So here I sit at 50. My egg cracked at the late age of 49, and it's been a complete mental and emotional roller coaster trying to pick through the pieces of shell laying scattered on the ground around me and figure out who exactly I am.Outside of therapy and self-work, part of that effort involved running through the various hypothetical scenarios that I'm sure we're all familiar with:There is a magic button. If you press it, you will swap gender. You will have always existed as that gender. Your friends, family, coworkers...everybody will have always known you as that gender. You can only press once, and that press is final.Press it. Press the shiny button. You are alone on an island. Regular shipments of super-bougie, high-quality food and drink are inexplicably available in perpetuity, as are all of the various sundries you could want or need, such as clothing. You find a box full of enough HRT to last you for your entire life. Nobody is around to care about, or react to, your presentation.Take the drugs. Take all the drugs.You are middle-aged. There is a magic button. If you press it, you will swap gender immediately and without physical discomfort. You have not always been that gender, and will have to learn at this advanced age how to groom, how to move, how to speak, and how to exist in the world as your new self. You will lose your friends, and have to build a new social network from the ground up, comprised largely of people with whom the only thing you have in common is having pressed this button. Your marriage will end, and you may not find another partner. Retention or loss of your job will be decided by a coin flip, as will retention or loss of your family. Your validity and humanity will be constant sources of public debate at the highest levels, and a large percentage of the people with whom you interact will be at best distant (and at worst overtly hostile) towards you. You will lose a not-insignificant amount of money.Hmmm. Yikes. Maybe don't press that one. Sounds hard and potentially more painful than your present situation.So anyway, after months of reflection, bargaining, attempts at denial, angst, and navel-gazing, I finally figured myself out, recognized my lifelong hum of dysphoria for what it was, and got some more insight into my internal sense of gender. Surprise! That inner child is not exactly the cis/het dude I was expecting.However, that dysphoria hasn't been exactly debilitating. Sure, not knowing what it was... that was pretty suboptimal. I was depressed, anxious, irritable, dissociative, walled off, and didn't really have a good handle on why. Now that I do have that insight, though, I'm actively working on all of this. A number of factors bubble up for consideration when thinking through what I want to do with this self-knowledge:I will almost certainly lose everyone I care about and am close to. It's already begun, even. My wife and our mutual friends: gone. Everybody that is remaining in my life would probably leave, as well. All I have experienced so far is loss, so why should that change?My job is probably relatively safe. I do, however spend a lot of time working directly with clients and in new business development. That would probably change, which may mean taking a voluntary demotion.My family would, shall we say, react poorly.I know that passing isn't "the point", but I am 6 feet tall with size 11 feet and big hands. I have all of my hair and a thin build, but boxy, and my neck will never not be too thick to read as femme. I am going to be that clocky old man in a dress. I have very much come to love being invisible in crowds. I am very much of the mind that, if I could not pass, I would ultimately end up more isolated and sad.I don't hate he/him pronouns. I also don't hate she/her pronouns. They/them feels off, to me. At the end of the day, though, I see pronouns as descriptive. I am aware of how I currently present. It would be a stretch to use she/her on me at present, and so pronouns just plain don't bother me.I don't want to be alone forever. I make a decent looking and successful man. I could date. I could find a partner. While I would be fine dating another trans woman if the chemistry was right, I do admittedly tend to gravitate more towards cis women. I tend to like pretty typically femme ladies, which shrinks the pool of folks I might be initially drawn to...horribly shallow of me. I carry some appreciable guilt around this, for sure, and that is a WHOLE other topic to dissect, rife with self-loathing, but I also can't shake it...so...it kind of just is what it is, for now. We'll unpack it later.Queer community is challenging for me. I found it soundly rejecting when I was presenting cis/het, and I think that contributed some to my delayed self-acceptance. Now as "appropriately welcome", I find that I just have little in common with folks, which stands to reason. It's a group of people with one factor of their life in common, but maybe not a lot else. I go to meet-ups and support groups and feel mostly sad and alone.I'm old. Even if I somehow made it to "passable", I would never be pretty. I also don't know if I have to be? This is one of those "societal worth" things. If I were on that desert island, I would not GAF. Out there in society, though? That worth is capital for the making of friends and the forging of relationships. Should it be? No. Is it? Sadly, yes in many cases.And then you have all of the other factors that make a transitioned life hard. I am under no illusion that existing as a man in our society isn't a hell of a lot easier than existing as a woman. I am further under no illusion that existing as a trans woman is even harder still. I like easy. I know how I feel now. I know my inner voice, and it stays constant regardless of other variables...but is that feeling of incongruity, envy, and longing strong enough to make that trade worth it? Or is it more manageable in other ways?As part of an experiment with my therapist and doctor, I started HRT (6mg/wk EV, sub-q, mono) with the goal of staying on it for 4-6 weeks, going off of it for 4-6 weeks, and journaling the entire time.I've found that it lifts my mood quite a bit. I am chatty. I am not depressed. I am present in my own body. I am...dare I say...happy? I feel optimism. I think I need to give it some time yet, to see how much of that is due to the HRT and how much to other factors in my life, but it's promising at least.It's only a month, so physical changes are quite minimal, but I also do enjoy the lack of underarm stink and the less-greasy, softer skin.But again... the trade-off. What is the actual risk/reward calculus here? I see myself at a crossroads with a few options:It has already begun. Lean in. Keep up the HRT and man-mode until male-fail. The fact that my dysphoria has dialed way back since starting HRT (save for trough) should be taken as evidence that this is the right path for me, and I should just resign myself to it, whatever the future may hold. Fear of potential negatives is just fear talking, and I have always been scared of doing hard things.Desist. Stop the HRT. While it makes me feel better, and while I find certain effects of it to be personally exciting and desired, that can't sufficiently outweigh the negatives of transition for me. While dysphoric, it's also true that dysphoria comes in various degrees for various people. Myself, I do feel like I have more or less managed it for 50 years. Maybe. (But have I really?) I could do so for another 20 until it is finally time to shuffle off this mortal coil.Box it all up. Get out there. Date. Make friends. Travel. Do all of the distracting things that make life fun, and get out of my own head. People deal with internal discord and angst all the damned time.Same as 2, but a bit lighter. Close the box, but leave it slightly ajar. Learn something new about myself, and integrate it. Keep presenting male. Keep with the he/him pronouns, but be okay with whatever. Make no apologies for what I like and dislike, and make no effort to fit into anybody else's box, where it comes to those likes and dislikes. Move on in life with some stoicism. Be a better man for having thoroughly explored myself.So... I know I am not the only one to navigate this sort of weighing of options and to wrestle with all of this; I'm not that naïve. How did y'all chart a course here? What helped you pick a path? Just time? Something more?It feels very stuck.
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